Continental Country Club Blog

All About Your HOA

By Tahlia Murray, General Manager

HOA Managers and Staff spend most of their time answering questions from homeowners and prospective home buyers, and some of the most common questions concern the role of the HOA. Here are some quick explanations about HOAs, how they work and what your HOA fees cover.

What is an HOA?

The acronym HOA stands for Homeowners Association. It’s an organized group of single-family homes, condominiums or townhomes that share common areas and amenities. They are sometimes referred to as community associations or condo associations.

What is the purpose of an HOA?

The primary purpose of an HOA or condo association is to preserve the value of community and to maintain common areas and amenities. The HOA does this by collecting HOA fees from the association members. These fees can also be called HOA assessments, lot assessments or dues and maintenance fees.

What do HOA fees cover?

Money collected through assessments is used for a variety of purposes that benefit the community and support the operation. This would include maintaining common areas and expenses such as landscaping, water and electricity, pest control and insurance. These funds also pay for staffing and other expenses as outlined in the budget. If you’d like to see our community’s budget, including expenses, you can find a copy on the Appfolio platform. Just click on the “Owner’s Portal” button on the top right of this page to access Appfolio.

What are CC&Rs?

CC&R stand for Declaration of Covenants, Conditions and Restrictions. They are the requirements created by a developer to protect the integrity of a community and its property values. CC&Rs are a part of the HOA’s governing documents.

What happens if I don’t pay my HOA fees?

After multiple attempts to notify the owner of the delinquency, CC&Rs provide an automatic lien. The Association Board of Directors has the option to record the lien by filing a notice of lien with the Coconino County Recorder’s Office. After that, collection activities can follow, including turning the matter over to a collection agency or attorney. All common area usage privileges are suspended until the delinquency is satisfied.

How do I opt-out of the HOA?

Simply put, you can’t. When you purchase a home in a community with an HOA, you are presented with the CC&Rs, which specify that the property is part of a mandatory association. This document is recognized as a legally binding contract, and there is no way to opt-out.

How do I find my CC&Rs?

When purchasing a home, condo, or townhome, a copy of the CC&Rs will be provided at closing. Continental Country Club sends all new homeowners all Governing Documents on a USB stick drive. Purchasers are required to sign a disclosure document stating they have received the governing documents.

If a homeowner has lost or misplaced their CC&Rs, you can do one of the following:

If you have any other questions…

Please feel free to give us a call.